Our Services

Forty Seven Financial Planning offers extensive knowledge in a range of services. If you would like to discuss your particular needs please contact us. As a financial adviser, we are able to provide financial guidance in a wealth of areas, including but not limited to:

Superannuation

Superannuation can be a tax effective way of building your wealth for retirement. We advise on making contributions, salary sacrifice and investment strategy.

Retirement Planning Income Streams & Pensions

When it comes to choosing how to structure your investments in retirement, it is important that your savings are invested in a tax effective way while still maintaining flexibility to cover any unforeseen changes in your circumstances. We advise on retirement income streams for your circumstances.

Centrelink/DVA Pensions

The Australian Government offers a range of social security services and payments to support eligible people in retirement including Age Pension, Concession card and Commonwealth Seniors Health Card. We advise on eligibility and structuring of personal finances to maximise these benefits.

Life Insurances

The common belief that “it won’t happen to me” often results in many people having a sound plan for wealth creation, but not an adequate plan to protect the very thing that generates the wealth – themselves! We advise on types and levels of cover and products to suit your circumstances.

Budgeting

Managing your day to day finances can be a complex task. Most people think of budgeting as a tedious task that requires endless spreadsheets, tallying of receipts and having to cut back. Cash flow management is a core skill to creating wealth. It is easy if you know how! We advise on easy ways to manage your daily finances.

Tax Planning

Tax savings should never be the primary reason for choosing an investment strategy, however, planning and structuring your financial strategies tax-efficiently is an important consideration in protecting and creating wealth. We advise on investment strategies that are appropriate and tax-efficient.

UK Pensions

You may have a UK Pension and want to transfer the benefits to an Australian super fund. In order to avoid unnecessary tax and penalties it is important to manage the transfer carefully. We can assist with the transfer to an approved fund in line with your risk profile and objectives.

Managed Investments

Managed Investments enable investors to benefit from investment managers who have extensive research facilities and experience. Investors can diversify the spread of investments across all asset classes as well as access investments which may not be readily available to individual investors. We advise clients on managed funds to suit their individual investment needs.

Gearing

Gearing simply means borrowing money to invest. Gearing may be used to accelerate the process of wealth creation by allowing an investor to make a larger investment than would otherwise be possible. The borrowed money can be invested in a number of ways, including direct shares, property and managed investments. We advise on the appropriateness of gearing in achieving your goals and objectives.

Transition to Retirement

For anyone who has reached their preservation age and is still working, there is now the ability to ease into retirement by drawing additional income from super. This strategy may be complimented with salary sacrifice super contributions. We advise on Transition to retirement strategies to ease into retirement or to simply boost retirement savings.

Redundancy planning

Being made redundant or choosing to take a redundancy can be a daunting time with far reaching financial consequences. We advise on a range of issues around redundancy including lump sum payouts, existing super benefits, potential loss of insurance cover and social security eligibility.

Estate Planning

An effective Estate Plan protects your estate by tax-effectively passing your assets upon death to your intended beneficiaries and in accordance with your wishes.

• Up-coming Seminar

  • No events

• Testimonials

  " Forty Seven offer us good advice which is backed up by knowledge and expertise."
  - Colin & Davena ... read more.

  " The main benefit for us has been the way they appreciate our needs and advise accordingly."
  - Peter ... read more.

  " The greatest advantage for us is that we have total peace of mind. Someone we trust is looking after our money."
  - Graham & Helena ... read more.

  " The team at Forty Seven are very professional and honest and have that rare skill of explaining complex financial matters in simple layman's terms."
  - Christine & Robert ... read more.